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February 06, 2012
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Venue
The specific county, city or geographical area in which a court has jurisdiction

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Salvage
Property taken over by an insurer to reduce its loss.

Broker
A person who for payment of a fee procures insurance on your behalf.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Exclusion
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.


Contact our Delaware Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
About 50,000 Motorcyclists Are Injured Due To A Traffic Accident Each Year
It is estimated, that more than 50,000 motorcyclists are injured in traffic accidents each year; and approximately 2,000 motorcyclists are killed due to those traffic crashes each year. In fact, more than 80% of all reported motorcycle accidents result in injury or death.

 


  Newsroom  
 


Plano East Senior High School Mock Pre-Prom Car Crash Helps Curb Alcohol-Related Accidents
The morning of Tuesday, April 10, 2007, the City of Plano Youth Advisory Commission, Plano Police and Fire Departments, PESH Principal Karen McDona...
Read more >


Motor Vehicle Accidents Number One Killer of Children 4 to 14
According to the National Highway Traffic Safety Administration (NHTSA), about 7,500 lives have been saved by the proper use of vehicle child restr...
Read more >


Maryland Man Sentenced To 100 Months In Prison For Fatal High Speed Crash
A Lanham, Maryland man has been sentenced to 100 months in prison in connection with a fatal high speed car crash in Northwest Washington, D.C. in ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Premium Finance Company

Definition:
A lending institution that finances insurance premiums for a fee.

Private Passenger Automobile

Definition:
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.

Producer

Definition:
A term applied to an agent, solicitor or other person who sells insurance.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Delaware Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Delaware Car Accident Lawyers as soon as possible:

  • Bear
  • Camden Wyoming
  • Claymont
  • Clayton
  • Dover
  • Dover Afb
  • Felton
  • Georgetown
  • Greenwood
  • Harrington
  • Hockessin
  • Laurel
  • Lewes
  • Magnolia
  • Middletown
  • Milford
  • Millsboro
  • Milton
  • New Castle
  • Newark
  • Rehoboth Beach
  • Seaford
  • Selbyville
  • Smyrna
  • Townsend
  • Wilmington
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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